The Lane Bryant credit card is a great way to save money on purchases at Lane Bryant and Cacique. Here is a step-by-step guide on how to apply for the Lane Bryant credit card online or by phone.
Overview of the Lane Bryant Credit Card
The Lane Bryant credit card is issued by Comenity Bank and can be used at all Lane Bryant and Cacique stores, online, and by phone. Here are some key features and benefits of the card:
- Get $20 off your first purchase when you open and use the card the same day
- Earn 5 points for every $1 spent at Lane Bryant and Cacique
- 1 point for every $1 spent elsewhere
- Points can be redeemed for reward certificates to use on future purchases
- Special financing offers available on purchases
- Access to exclusive cardholder-only offers and events
How to Apply for the Lane Bryant Credit Card Online
Applying for the Lane Bryant credit card online is quick and easy. Follow these steps:
- Go to the Lane Bryant credit card application page ↗.
- Click “Apply Now” to start the application.
- Enter your personal information including name, address, date of birth, and last 4 digits of your Social Security Number.
- Enter your contact information including phone number and email address.
- Review the terms and conditions and check the box to agree.
- Submit the application by clicking “Submit Application”.
- You should receive an instant decision on whether you are approved. If approved, you can start using your card immediately online or in stores.
The online application takes just a few minutes to complete. Make sure to have your personal and contact information ready.
How to Apply for the Lane Bryant Credit Card by Phone
You can also apply for the Lane Bryant credit card over the phone by calling 1-800-888-4163. Here is the step-by-step process:
- Call 1-800-888-4163. This is the Lane Bryant credit card customer service line.
- Indicate to the representative that you want to apply for a new Lane Bryant credit card.
- Provide your personal information including full name, home address, date of birth, and last 4 digits of your Social Security Number.
- Provide your contact details including phone number and email address.
- Answer any additional questions about your employment status and income source.
- Review the terms and conditions and verbally agree to proceed with the application.
- The representative will submit your application and provide an instant decision. If approved, you can start using your card right away.
The phone application may take 10-15 minutes depending on any additional questions asked. Have your information handy to complete the process quickly.
Eligibility Requirements for the Lane Bryant Credit Card
Lane Bryant has the following basic eligibility requirements for their credit card:
- Must be at least 18 years old
- Valid Social Security Number
- Current residential address in the 50 United States or District of Columbia
- Access to a phone number and email address
They will also perform a standard credit check and evaluate your creditworthiness as part of the application process. Having good, established credit will increase your chances of approval.
Benefits of Applying for the Lane Bryant Credit Card
There are many great benefits to having the Lane Bryant credit card, including:
- Special discounts and offers: Cardholders get access to exclusive Lane Bryant credit card offers and discounts throughout the year. This includes the 20% off new cardholder discount.
- Earn rewards points: Cardholders earn 5 points per $1 spent at Lane Bryant and Cacique which can add up to major savings. Points are earned on all qualifying purchases.
- Special financing offers: There are frequently special financing offers on large purchases over a certain amount to make buying easier.
- VIP access to events: Get early access to new product launches, sales events, and cardholder-only VIP nights.
- Easy online account management: You can manage your account online including checking your balance, reviewing transactions, and redeeming rewards.
Tips for Managing Your Lane Bryant Credit Card
If approved for the Lane Bryant credit card, be sure to take advantage of all the benefits while managing it responsibly:
- Activate your card as soon as received and set up online account access.
- Make payments on time each month to avoid late fees and interest charges. Set up autopay if possible.
- Take advantage of cardholder discounts, rewards points, and special financing offers.
- Be on the lookout for exclusive cardholder events and early access shopping.
- Check your account online frequently to monitor transactions and catch any fraudulent activity.
- Avoid carrying balances month-to-month to limit interest fees. Pay in full each billing cycle if possible.
- Contact customer service right away if your card is lost/stolen or you see any suspicious charges.
Responsible use of your Lane Bryant credit card can help maximize all the included benefits and rewards.
FAQs about the Lane Bryant Credit Card Application
Here are answers to some frequently asked questions about applying for the Lane Bryant credit card:
How long does it take to get approved for the card?
You will receive an instant decision on your application when applying online or by phone. If approved, you can start using your card right away.
Where can the credit card be used?
The Lane Bryant card can be used to make purchases at any Lane Bryant or Cacique retail store, on their websites, or over the phone. It can also be used anywhere else that accepts Mastercard.
Is there an annual fee?
No, there is no annual fee to have the Lane Bryant credit card.
How do I check application status if I applied online?
You can call 1-800-888-4163 to check on the status of an online application. The automated system will need identifying details to access your application.
Can the card be used outside the US?
Yes, the Lane Bryant credit card has no foreign transaction fees so it can be used to make purchases internationally anywhere Mastercard is accepted.
How long does it take to receive the card if approved?
You should receive your Lane Bryant credit card 7-10 business days after approval. You can use your account number immediately for purchases online or over the phone.
What credit score is recommended to get approved?
Lane Bryant does not disclose the minimum credit score needed for approval. In general having a credit score of 670 or higher will increase your approval odds.
Can the application be completed in store?
Currently applications can only be completed online or by phone, not in Lane Bryant retail stores. This ensures quick processing.
Applying for the Lane Bryant credit card is easy to do online or over the phone. Use this application process guide to get started and enjoy all the exclusive cardholder benefits.