Listening to music makes life better. But paying for premium streaming services like Spotify can get expensive. The good news is that several credit cards offer statement credits, cash back, or other perks that can cover the cost of Spotify Premium. This allows you to enjoy ad-free listening and advanced features without spending extra money out of pocket each month.
In this article, we’ll highlight the best credit cards for getting free Spotify Premium. We’ll cover:
- How credit card perks can give you free Spotify Premium
- The top credit cards that offer Spotify Premium statement credits or cash back
- Other ways to get Spotify Premium for free or at a discount
- Tips for maximizing credit card perks for Spotify Premium
How Credit Cards Can Give You Free Spotify Premium
Many popular travel and cash back credit cards offer statement credits towards streaming services like Spotify.
For example, the Platinum Card from American Express provides up to $20 per month in streaming credits. These can be used towards a Spotify Premium subscription, which normally costs $9.99 per month for an individual plan.
Other cards offer bonus cash back rewards when you use them to pay for Spotify. The Blue Cash Preferred Card from American Express offers 6% cash back on streaming services. If you spend $9.99 per month on Spotify, you’d earn $0.60 cash back, covering over half the cost.
As long as you use an eligible credit card to pay for your Spotify subscription, these perks can completely offset the monthly cost. This gives you access to Spotify Premium for free!
Best Credit Cards for Free Spotify Premium
Here are some of the top credit cards for getting free Spotify Premium:
Platinum Card from American Express
- $20 monthly streaming credit
- Also works for other services like Hulu, Disney+, Audible, and SiriusXM
- $695 annual fee
Blue Cash Preferred Card from American Express
- 6% cash back on streaming services like Spotify
- $95 annual fee
U.S. Bank Altitude Connect Visa Signature Card
- $30 annual streaming credit ($2.50 per month)
- 2x points on streaming services
- $95 annual fee
U.S. Bank Altitude Go Visa Signature Card
- $15 annual streaming credit ($1.25 per month)
- 2x points on streaming services
- No annual fee
As you can see, the Platinum Card from American Express offers the most valuable perk, with a $20 monthly credit. But the Blue Cash Preferred and U.S. Bank Altitude cards also offer solid rewards on Spotify.
Other Ways to Get Free or Discounted Spotify Premium
Aside from credit card perks, there are a few other ways to get Spotify Premium for free or at a reduced price:
Spotify student discount – Students can get Spotify Premium for just $4.99/month. You need a valid college email address.
Spotify Premium free trial – New Spotify users can get a 1 month free trial of Premium. No credit card required!
Spotify family plan – Share a Premium Family plan with up to 5 other people for just $15.99 per month total.
Spotify gift card – Redeem a Spotify gift card to get Premium credit without spending cash.
Spotify bundled plans – Some mobile phone carriers like T-Mobile offer Spotify Premium bundled with phone plans.
Combining the right credit card perk with one of these other deals can score you a great discount on Spotify.
For example, you could start with the 1 month free trial. Then pay for a few months with a card like the Blue Cash Preferred to earn cash back rewards. Once the trial ends, use the Platinum Card monthly credits to cover the cost of Premium.
Tips for Maximizing Credit Card Perks for Spotify
To make the most of credit card perks for Spotify Premium, keep these tips in mind:
Meet bonus requirements – Be sure to meet the spending requirements to earn any welcome bonuses or cash back on your card. This ensures you get the maximum value.
Use the right card – Double check which card offers the best perk for Spotify before paying each month. Consider bonuses and your monthly budget.
Add credits to your Spotify account – Some credits require linking your card to your Spotify account. Take this extra step to access the perks.
Set up autopay – Setting your Spotify subscription to autopay with an eligible card ensures you never miss a credit.
Stack perks if possible – Combine your card’s Spotify offer with other discounts like the student deal for even more savings.
Check for bonus merchant offers – Log in to your credit card account and see if any special Spotify promotions are available.
Get Access to Spotify Premium for Free
Why pay full price for Spotify Premium when you could get it for free with the right credit card perk? Cards like the Amex Platinum, Blue Cash Preferred, and U.S. Bank Altitude cards offer statement credits, bonus rewards, and other perks that can cover the monthly cost of Premium.
Use the tips above to maximize these Spotify deals. Then sit back and enjoy ad-free, high-quality music streaming without the expense. Your wallet will thank you!