Having a Victoria’s Secret credit card allows you to earn rewards and take advantage of special financing offers on your purchases. However, it also means you have a bill to pay each month. The good news is Victoria’s Secret makes it easy to pay your credit card bill through their online bill pay system or over the phone. This article will walk you through how to pay your Victoria’s Secret credit card bill online and what information you will need.
Pay Online at Comenity.net using Comenity’s Easy Pay
To pay your Victoria’s Secret credit card bill online, go to comenity.net/victoriassecretmastercard ↗ or comenity.net/victoriassecret ↗ depending on which type of Victoria’s Secret credit card you have.
Victoria’s Secret Credit Card:
Go to comenity.net/victoriassecret ↗Click here to Pay
Victoria’s Secret Mastercard Credit Card:
Go to http://comenity.net/victoriassecretmastercard ↗
Comenity is the credit card issuer for Victoria’s Secret’s credit card program. On their website, click “Make a Payment” or “View or Pay Bill” to log in and access your Victoria’s Secret credit card account information.
You will need the following information to log in:
- Your Victoria’s Secret credit card number: The 16-digit number on the front of your Victoria’s Secret credit card.
- Your Comenity account number: The 10-digit account number associated with your Victoria’s Secret credit card. You can find this on your credit card statement or welcome letter.
- Your billing address: The address where you receive your Victoria’s Secret credit card statements.
- Your name as it appears on your credit card: Make sure to enter your name exactly as it is printed on your Victoria’s Secret credit card.
- Your Social Security Number: Your full 9-digit Social Security number is required to log in for security and verification purposes.
Once you have entered your log in information correctly, you will be prompted to enter the amount you want to pay towards your Victoria’s Secret credit card bill. You can choose to pay the total amount due, the minimum payment due or any amount in between. After entering your payment amount and submitting, your payment will typically appear on your account within 3 to 5 business days. You will also receive an email confirmation of your payment for your records.
Pay by Phone
If you prefer to pay your Victoria’s Secret credit card bill over the phone rather than online, you can call Comenity’s automated phone payment system or speak to a live phone representative.
- To pay your Victoria’s Secret Credit Card bill by phone, call 1-800-695-9478.
- To pay your Victoria’s Secret Mastercard Credit Card bill by phone, call 1-844-271-2596.
- For either card, TDD/TTY service is available by calling 1-800-695-1788. Phone representatives are available Monday through Saturday from 8:00 am to 9:00 pm Eastern Standard Time to assist you in making a payment or if you have any questions about your bill. Please note there is a $9 fee for making a payment over the phone with a live representative.
To make an automated payment by phone, you will need the following information:
- Your 16-digit Victoria’s Secret credit card number
- Your Comenity account number (found on your statement)
- The amount you want to pay
- Your billing address and name as it appears on your bill
The automated phone system will walk you through the prompts to enter the required information to process your payment. Your payment should post to your account within 3 business days of making the phone payment. Be sure to record your confirmation number for proof of payment.
Whether paying online or over the phone, you must allow sufficient time for your payment to post to avoid potential late fees. Payments received after 5 pm Eastern Time will be processed the next business day. For the fastest payment processing, Comenity recommends you pay before 3 pm Eastern Time for payments made by phone, or before 4 pm Eastern Time for payments made on Comenity.net.
Pay By Mail & At The Store
You can mail a check or money order to pay your Victoria’s Secret credit card bill. Send your payment to:
North American Office
P.O. Box 16589
Columbus, Ohio 43216-6589
Be sure to include the payment coupon from your bill statement. You can find the coupon and mailing address on the Victoria’s Secret website.
Victoria Secret Credit Card Due Date
The payment for your Victoria’s Secret credit card bill is due at least 25 days after the end of your billing cycle. Check your bill statement for the exact due date and pay at least the minimum amount by that date to avoid late fees. Pay the full balance by the due date to avoid interest charges.
Submit an online payment before 5 p.m. ET on your due date to avoid late fees. It may take a couple of days for the payment to process from your bank account. If you miss the due date, you will be charged a $30 late fee, or $41 if you have been late on payments in the last six months.
Paying your Victoria’s Secret credit card on time every month is important to avoid interest charges, potential late fees and negative impacts to your credit. By understanding how to properly access your account and submit a payment, you can ensure your Victoria’s Secret credit card bill is paid on schedule each billing cycle. Let me know if you have any other questions!