Cato Bill Pay

Are you seeking a hassle-free way to pay your Cato bill? Look no further! This detailed guide will walk you through the various payment options available, ensuring a seamless and timely payment experience.

Payment Options

Cato offers multiple payment channels to cater to your convenience:

• Online: Visit the Cedar Hill National Bank (CHNB) website at https://internet.speedpay.com/cedarhillnatbank/ to make a secure online payment.

• Phone: Call the Cato Credit Department Customer Service at 1-877-557-3526 to make an automated payment over the phone.

• Mail: Send your payment via mail to the following address:

Cedar Hill National Bank (CHNB)
P.O. Box 37902
Charlotte, NC 28237-7902

Payment Information

To ensure accurate and timely processing of your payment, please include the following information:

• Your Cato credit card number
• The amount you wish to pay
• Your name and address

Customer Service

For assistance with your Cato bill or account, you can reach out to the Credit Department Customer Service:

• Phone: 1-877-557-3526
• Available Hours: Monday – Saturday, 8 a.m. to 8 p.m. Eastern Time

Additional Information

• Electronic Check Processing: When paying by check, Cato may use the information on your check to initiate an electronic fund transfer or process it as a check transaction. Funds may be withdrawn from your account on the same day, and you will not receive the check back.

• Returned Payment Fee: If your check is returned for any reason, you may be charged a returned payment fee of up to $25.

• Cato Credit Card Terms and Agreement: You can view the terms and agreement for your Cato credit card by clicking here: https://credit.catofashions.com/credit/customer-service.cfm

Tips for Timely Payment

• Set up automatic payments to avoid late fees and potential credit damage.
• Pay more than the minimum amount due to reduce interest charges and pay off your debt faster.
• Contact Cato Customer Service if you experience financial hardship and require assistance.